
An important aspect of every individual's future is the ability to plan and implement sound and responsible financial goals. The A+LS™ Personal Finance course will educate students in a variety of financial and monetary subjects, including consumer services and protections. Although objectives from elective courses are not tested on national or state achievement tests, an adaptive assessment is available for this course.
1060L
 |
Curriculum Planning Manual (CPM) –
Contains Teachers’ Guide and Scope and Sequence |
 |
|


• Personal Finance is presented as a semester-long high school elective course.
• All twenty-eight lessons contain a study guide, a practice and mastery test, and an essay or constructed response.
• Lessons include a variety of essay types such as
descriptive, narrative, persuasive, compare and contrast,
and letter writing. Additional activities include journals,
short reports, summaries, and creating a collage, brochure,
or graph. Directions for essays and rubrics for grading are
provided for each of the writing assignments. Students will
also complete a self-evaluation form to assess their
performance.
• Some Personal Finance lessons are enriched by National Library of Virtual Manipulatives (NLVM) applets. These applets
are virtual manipulatives or concept tutorials for mathematics instruction.
• A+ PowerPack Bundle customers receive access to Encyclopædia Britannica Online School Edition® (EB) workspaces which
contain learning materials. Learning materials may contain articles, games, images, maps, and/or videos. Clearvue (CV)
video clips may be included as well.

• The content in this course addresses many objectives of the Excellence in Economic Education Act of 2001 and is partially based on standards of the National Business Education Association and the National Standards for Family and Consumer Sciences Education.
• The Personal Finance course is designed to focus on a diverse range of financial topics that will guide and influence the financial future of every student.
• Numerous lessons access information from government sources regarding topics such as federal taxes, consumer protection, and ecological economics.
• Lessons examine a variety of economic and financial decisions that students, as consumers, must make on a daily basis.

• The Personal Finance course requires students to read resources
that are linked to the lessons. The majority of these documents
are provided as Portable Document Files (PDFs). As a result,
students will need Adobe Acrobat® Reader® available on their
workstations. Available at: www.adobe.com, select the Get Adobe Reader button.
• Due to the interactive nature of the A+ PowerPack, there are a few specific software requirements:
- NLVM EB requires a web browser, the following are recommended:
- Microsoft Internet Explorer® versions 6.0 or higher
- Safari® versions 2.0 or higher
Note: EB requires cookies enabled.
- NLVM and EB interactive activities require a web browser equipped with the Adobe® Flash® and Shockwave plug-ins.
Available at: www.adobe.com (select Get ADOBE FLASH PLAYER and Get Shockwave Player).
- EB video clips are offered in Windows Media® and MPEG-4 formats. You’ll need to have a media player installed
that will support these formats:
- This subject has one web link to a NASA QuickTime® video. Your workstations will need to have the QuickTime
browser plug-in installed.
Available at: www.apple.com/quicktime/download/
- Java 1.41 or higher (normally installed with your A+LS client).
• Links to the Internet are provided as resources for further exploration. Also, numerous links to the Internet are provided
in the A+ PowerPack. An Internet connection is not required for completion of this course, but it is required to utilize the
EB components of the A+ PowerPack.
• Students are required to complete the essay section for lesson
mastery. This setting must be enabled on the “Settings for
Assignment of A+LS Lesson” dialog box. The default setting does not
require the completion of the essay for assignment mastery. The
circled item shows the proper setting.

The lessons in the Personal Finance course are divided into seven units of study. These units are designed to guide the student through the process of personal financial planning. The lessons identify the skills that are necessary for budgeting, purchasing, and financial success..
- Unit 1 - Economics
- Unit 2 - Time and Financial Planning
- Unit 3 - Ways to Save and Spend
- Unit 4 - Housing Expenses
- Unit 5 - Transportation
- Unit 6 - Shopping and Purchasing
- Unit 7 - Business Expertise
The A+ PowerPack includes the Encyclopædia Britannica Online School Edition, which has teacher resources and student learning materials. The materials include a wide range of interactive lessons, research projects, animations, and worksheets that support the Personal Finance course.
- Personal Finance contains EB workspaces.
- Each workspace may contain an article, diagram, study guide, video, or interactive media.